Why are mortgage interest rates important?
The mortgage interest rate determines how much the balance of the loan will grow each month. The higher the interest rate, the higher the monthly…
House price growth delays first-time buyers getting on the property ladder
A new survey published by the Home Owners’ Alliance, revealed that First-Time Buyers are struggling more than ever to get on the property ladder. The…
How to save money when remortgaging
Many households will be looking for ways to reduce their monthly outgoings due to rising energy bills being seen throughout the UK and inflation…
Top Ten Reasons to Use an Independent Mortgage Adviser
Mortgages are the biggest financial commitment most people will ever make, so it’s vital to get the right product for your needs. That’s why it makes…
Mortgage choice rises as lenders see growing borrowing demand
The number of mortgage products available has reached the highest level since the Spring of 2020. With lenders offering competitive deals, interest…
The property market boom and what the future holds post-pandemic
This blog provides a summary of the property market since it reopened in May 2020 during the pandemic, as well as an insight into what the future…
Top Tips to getting a mortgage when you are self-employed
Self-employed people are always trying to be as tax efficient as possible, but this can be a detriment when applying for a mortgage. This blog aims…
Spring Budget 2021
On Wednesday, 3 March 2021, the Chancellor, Rishi Sunak, delivered his second Budget as the rollout of the coronavirus vaccine across the UK gives…
A Definitive Guide to the Government’s Help To Buy Equity Loan Scheme
There are many government funding programmes, the Help to Buy Equity Loan Scheme is one that can be recommended to help first-time buyers in England…